Retirement

Saving for retirement can feel overwhelming, but the principles are simple. We’ve put together some of our most frequently asked questions to help you understand the different types of investment accounts and to help you build a plan that’s right for you. It’s never too early to get started.

How can I save for retirement? Saving for retirement is an important component of your financial plan. Understanding the investment accounts available to you to save for retirement sets a foundation...
What is the difference between registered and non-registered accounts? When you invest your money, it’s important to understand the different types of accounts you can open and contribute to. Deciding between registered and non-registered...
What are the different types of registered accounts? Registered accounts allow investors to benefit from tax savings and there are a variety of options. Each account has different rules and can help investors...
Should I opt-in to my employer's RRSP matching program? Clients often ask whether they should utilize their employer's RRSP matching program. This perk has the potential to significantly impact your financial future. The following...
What is an immediate financing arrangement (IFA)? An Immediate Financing Arrangement (IFA) is a strategy used mainly by high-net-worth individuals and businesses. An IFA offers the benefits of permanent life insurance and...
What questions do I need to consider during succession planning? Have you created a succession plan for your business? Succession planning can help ensure your business keeps running smoothly while passing off the responsibilities to...
What are RRSPs and TFSAs? RRSPs and TFSAs both have tax advantages that can help you achieve your financial goals. Both RRSPs and TFSAs allow your money to grow tax...
How do you transfer a family business? Successfully transferring a family business over to the next generation involves a lot of big decisions for both the current and new owners. Understanding the...
What are the TFSA annual contribution limits? The Tax-Free Saving Account is a great way to set money aside that grows tax-free during your lifetime. Compared to an RRSP, you do not...