Smart Summer Spending: Enjoy More, Spend Less

It’s easy to overspend in the summer, there’s something about the sunshine that can make us open our wallets a little more often. From impromptu dairy bar visits, to just one more round of golf, our carefully crafted budgets can take a hit. But it can be simple to have fun in the sun without breaking the bank. Here’s some tips for smart summer spending.

🏞️ Affordable Activities That Feel Priceless

  • Explore Your Local Parks and Trails
    Nature is free! Whether it’s hiking, biking, or just lounging with a book, parks offer an escape. BONUS ALERT — our National Parks will have free entrance for all this summer! Lots of awesome places to explore!
  • Take Advantage of Free Events
    Check your community’s website for free concerts, movie nights, festivals, and art walks. Libraries often host summer reading programs and workshops for all ages.
  • Plan a DIY Water Day
    No pool? No problem. Set up sprinklers, water balloons, or a slip-and-slide in your yard. It’s a hit with kids and nostalgic fun for adults.

🍉 Budget-Friendly Bites

  • Shop Seasonal and Local
    Summer produce like watermelon, corn, berries, and tomatoes are not only tastier in season — they’re cheaper too. Visit your local farmers markets or maybe take the family to a berry U‑Pick for an outing that ends with great food. Better yet-plant your own garden, it’s not too late to do so!
  • Embrace No-Cook Meals
    Save on electricity and stay cool with no-cook meals like salads, wraps, and cold pasta dishes. Bonus: less time in the kitchen means more time enjoying summer. When you do cook, make it a BBQ or air fryer meal to keep the heat out of the kitchen.
  • Make Your Own Frozen Treats
    Skip the pricey ice cream runs. Blend fruit and yogurt for homemade popsicles or freeze juice in molds for a refreshing snack.

🏖️ Travel Smarter, Not Harder

  • Be a Tourist in Your Own Town
    Explore local attractions you’ve never visited — museums, historical sites, or quirky roadside stops. Many offer discounted or free admission days.
  • Plan a Staycation
    Turn your home into a resort for the weekend. Unplug, set up a hammock, make tropical drinks, and enjoy a digital detox.
  • Travel Mid-week or Off-Peak
    Still want a getaway? Try travelling between Tuesday and Thursday. Those days are often cheaper for flights and hotels.

💡 Bonus Tips for Smart Spending

  • Swap Instead of Shop: Host a clothing or book swap with friends. It’s an easy way to update your closet or reading list for free.
  • Shop Second-hand: Check your local thrift stores and online sale sites before purchasing something brand new. You’ll be surprised what you can find!

Summer memories don’t have to come with a high price tag. With some creativity and a bit of planning, you can enjoy everything the season has to offer — while keeping your finances cool.